personal finance advice

Personal Loans For Those With Bad Credit Are Out There – You Just Have To Look For Them

August 1, 2011 in Personal Finance by

Read the fine print before you sign Inflation is a greedy monster – and if you’re struggling from paycheck to paycheck, there may be times you have needs or unexpected expenses that you just can’t take care of. It’s an even worse situation if you’ve got less-than-stellar credit. But just because your credit’s bad, it doesn’t mean loans are unavailable to you when you need them most. Personal loans are available, even with bad credit. But keep in mind that you shouldn’t borrow money... Read more »

Unsecured Loans Can Be Used To Rebuild Your Credit

July 28, 2011 in Personal Finance by

But remember: It’s a slippery slope, so watch your step! Unsecured loans are secured by assets or any type of collateral, unlike secured loans, which have some sort of collateral attached that guarantees for the lender the loan will be paid. This is why unsecured loans have a much higher risk for the lender of the money, which means much higher interest rates for consumers who get this type of loan. If the borrower defaults on the unsecured loan, the lender has nothing to go after to get his money... Read more »

What is Probate and What Exactly are Probate Fees?

May 26, 2011 in Personal Finance by

In layman’s terms, Probate is the administration of a deceased person’s financial assets and estate. Of course in reality probate is not such a cut and dry affair. If a death is unexpected then often a person will leave a tangled web of financial issues that need to be carefully deciphered and managed. It is important to quickly ascertain whether a deceased person’s wealth and assets exceeds the amount where legal involvement becomes a necessity. The amount of wealth left behind will determine... Read more »

Learn how to budget it or lose it

April 13, 2011 in Personal Finance by

Knowing how to manage your money can help you hang on to it No matter how much money you earn, without the proper financial management, you will eventually lose what you have. It’s important to know how much money is coming in and how much you are spending. If you are looking forward to an early retirement, you have to begin managing your personal finances now. Here are the steps you need to take to better manage your finances. First of all, you should create a personal income statement, which... Read more »